10 Easy Ways to Spare Some Extra Money to Start Investing

Because you already have the money you need to get started.

Karolina Honzova
4 min readSep 14, 2020
Photo by Christian Dubovan on Unsplash

Investing means using the money you already have to make more out of it. But only 3% of the UK population (2.2 million people) were subscribed to a stocks & shares ISA account (investment account) in 2019.

And yet, sparing some extra cash to invest has never been easier. We live in 2020 where anything is possible. It is the year when most of us don’t commute to work regularly, don’t spend money on dining, are not clubbing as often as we used to, and probably have no holidays planned. Whether you have some spare money at the end of the month or not, now is the best time to start thinking about your long-term investments.

The perfect time doesn’t exist.

There’s never the perfect moment to start if that’s what holds you back. I’m about to start contributing to my personal pension and believe me, it ain’t easy, as my brain has a habit of saying things like: “Let’s wait until I find a job”, “let’s wait until next month, it’s our anniversary in two weeks”, “Christmas is coming, let’s start in 2021” and on it goes.

But I know I have to start now. If you’re like me and you want to have your financial future covered, you have to…

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Karolina Honzova

I read a lot of books and write about what I read in these books. I educate myself. Enthusiastic chef, health & fitness advocate, traveler, and marketer.